Everyone is entitled by law to look at their credit report from each of the three credit bureaus once every 12 months free of charge, or you can buy a credit report from each of the three bureaus if you want to view your report more often. The three large U.S. credit bureaus -- Equifax, Experian and TransUnion -- were required by a 2003 federal law to set up AnnualCreditReport.com as a central online resource for report requests. You can also request your reports by calling 877-322-8228 or by downloading a request form and mailing it to: Annual Credit Report Request Service | P.O. Box 105281 | Atlanta, GA 30348-5281

Who Voted for this Story